Tech Insights

UPI

Last updated May 16, 2025, generated by Sumble

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What is UPI?

Unified Payments Interface (UPI) is a real-time payment system in India that facilitates instant fund transfers between two bank accounts on a mobile platform. It is commonly used for peer-to-peer (P2P) transactions, merchant payments, and bill payments. UPI enables users to link multiple bank accounts to a single mobile application and make payments using virtual payment addresses (VPAs), QR codes, or account details.

Find organizations using UPI on Sumble →

What other technologies are related to UPI?

UPI Competitor Technologies

IMPS is an instant payment service, similar to UPI, enabling real-time fund transfers. Therefore it is a competitor.

mentioned alongside UPI in 63% (220) of relevant job posts

NEFT is a national electronic funds transfer system. While not instant, it serves a similar purpose to UPI for transferring funds, making it a competitor.

mentioned alongside UPI in 39% (145) of relevant job posts

NACH is a bulk payment system used for recurring payments. It provides similar functionality for certain use cases, making it a competitor.

mentioned alongside UPI in 50% (52) of relevant job posts

RTGS is a system for real-time gross settlement of large-value transactions. It can be used for transferring funds and hence is a competitor.

mentioned alongside UPI in 13% (137) of relevant job posts

Mastercard is a payment network that offers alternative payment methods that competes with UPI.

mentioned alongside UPI in 6% (82) of relevant job posts

VISA is a payment network that offers alternative payment methods that competes with UPI.

mentioned alongside UPI in 5% (101) of relevant job posts

UPI Complementary Technologies

BBPS is a bill payment system that can be integrated with UPI for payment collection, making it complementary.

mentioned alongside UPI in 51% (72) of relevant job posts

HSM (Hardware Security Modules) can be used to securely store cryptographic keys used by UPI systems, making them complementary.

mentioned alongside UPI in 1% (58) of relevant job posts

PCI DSS is a security standard relevant to payment processing. UPI solutions need to be PCI DSS compliant, therefore it is complementary.

mentioned alongside UPI in 0% (62) of relevant job posts

Which job functions mention UPI?

Job function

Jobs mentioning UPI

Orgs mentioning UPI

Engineer

0% (282) job posts

11 organizations

Product & Design

0% (93) job posts

1 organizations

Product Manager

0% (81) job posts

39 organizations

Test Engineer

0% (75) job posts

7 organizations

Hardware Engineer

0% (34) job posts

4 organizations

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Which organizations are mentioning UPI?

Organization

Industry

Matching Teams

Matching People

Intel Corporation

Manufacturing

IDFC FIRST Bank

Finance and Insurance

Standard Chartered Bank

Finance and Insurance

Ujjivan small finance bank

Finance and Insurance

Sarvatra Technologies

Scientific and Technical Services

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