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financial

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**financial**

What is financial?

Financial technology, often shortened to fintech, encompasses the use of technology to improve or automate financial services and processes. It spans a wide range of applications, including online banking, mobile payments, digital wallets, cryptocurrency, blockchain technology, automated financial planning (robo-advisors), peer-to-peer lending platforms, and insurance technology (insurtech). Fintech aims to make financial services more accessible, efficient, transparent, and cost-effective for consumers and businesses.

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