EMV (Europay, Mastercard, and Visa) is a global standard for chip-based payment cards. It is used to authenticate credit and debit card transactions, reducing fraud compared to magnetic stripe cards. EMV cards contain a microchip that encrypts transaction data, making it more difficult for fraudsters to clone or counterfeit cards. EMV technology is commonly used in point-of-sale (POS) terminals and ATMs to process card payments.
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