What is NACHA?

NACHA, formerly known as the National Automated Clearing House Association, governs the Automated Clearing House (ACH) Network. The ACH Network is a nationwide electronic funds transfer system that processes large volumes of credit and debit transactions. NACHA develops operating rules and standards for ACH participants, ensuring the reliability and security of electronic payments for various purposes, including direct deposit of payroll, bill payments, business-to-business payments, and government benefit disbursements.