IBM Financial Transaction Manager (FTM), previously known as ITXA (Integration Transaction Accelerator), is a suite of solutions designed to streamline and optimize financial transaction processing. It supports various payment types, including high-value payments (e.g., wire transfers), low-value payments (e.g., ACH), and card payments. FTM/ITXA provides features for payment orchestration, fraud detection, compliance, and data transformation to improve the efficiency and reliability of financial transactions. It is commonly used by banks and other financial institutions to modernize their payment infrastructure and meet regulatory requirements.
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